Instapay eWallet 1.4.0

Instapay Technologies Sdn Bhd – Freeware – Android iOS
out of 4958 votes

Instapay provides users with the convenience of a digital account accessed through a meticulously designed mobile application complemented by a global Mastercard affiliation.

To access Instapay's digital account, registration is required.

With the Instapay eWallet Account paired with a linked Mastercard, users can:

Receive Salaries
Engage in Cross-Border Remittances
Deposit Funds from Bank Accounts
Withdraw Cash from ATMs
Make purchases worldwide at Mastercard-affiliated retailers or online
Reload Mobile Credits - Domestically or Internationally
Execute Peer-to-Peer Fund Transfers
Utilize QR Code Scanning for Merchant Payments

All transactions are systematically categorized and recorded within the passbook for tracking purposes.

Instapay operates as a financial entity regulated by Bank Negara Malaysia and adheres to the most recent security standards, which include biometric verification methods such as fingerprint and facial recognition. Each financial transaction is further secured via a personalized transaction PIN, with an mPIN for the application and an ATM card PIN for the Mastercard.

Overview

Instapay eWallet is a Freeware software in the category Business developed by Instapay Technologies Sdn Bhd.

The latest version of Instapay eWallet is 1.4.0, released on 02/26/2024. It was initially added to our database on 02/26/2024.

Instapay eWallet runs on the following operating systems: Android/iOS.

Users of Instapay eWallet gave it a rating of 4 out of 5 stars.

Pros

User-friendly interface that facilitates easy navigation and transaction processes.
Instant money transfers and payments to merchants and users within the platform.
Strong security features, including encryption and two-factor authentication, to protect user funds and data.
Supports multiple payment methods including credit/debit cards, bank transfers, and direct wallet deposits.
Offers rewards and cashback programs for frequent users or referrals, enhancing user engagement.
Availability of customer support for troubleshooting and inquiries, ensuring a smooth user experience.
Allows for easy tracking of expenses and budgeting through in-app tools.

Cons

Limited acceptance among merchants compared to more established e-wallets, which can restrict usability.
Transaction fees may apply for certain types of transfers or withdrawals, potentially dissuading users from frequent use.
The app may experience downtime or issues during maintenance periods, impacting accessibility.
Not widely recognized internationally, which may limit its usefulness for travelers or overseas transactions.
Requires users to maintain an active internet connection, which can be a drawback in areas with poor connectivity.

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Latest Version
1.4.0

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